Non-admitted insurers can now electronically file MCP 65, REG 1323 to California
Supporting motor carrier compliance with better access for non-admitted insurers
Published: March 30, 2022
Last year, NIC Insurance Filings and the California Department of Motor Vehicles (DMV) expanded online filing service to include proof of insurance filings from non-admitted insurers. Users can file four forms to California today:
- MCP 65, Certificate of Insurance for Motor Carriers of Property (also known as MC 65 M)
- MCP 66, Notice of Cancellation of Insurance for Motor Carriers of Property
- REG 1323, Certificate of Insurance for Private Carrier of Passengers
- REG 1325, Notice of Cancellation of Insurance for Private Carrier of Passengers
Prior to this service, insurers not licensed in the state of California had to submit proof of insurance coverage by fax or mail.
The MCP 65 form is used to report primary liability, excess liability and workers' compensation coverage for the insured motor carrier of property. The REG 1323 form is used to report primary liability, excess liability, commercial general liability, and umbrella liability coverage for private carriers of passengers.
A non-admitted company can be set up for electronic filing by an insurance company's administrator in the NIC Insurance Filings system.
Non-admitted insurers writing insurance policies in California must use a licensed insurance broker and will be required to enter the Surplus Lines Broker Name and Number along with the form data.
Use the California Department of Insurance License Status Inquiry service to look up insurance broker license information at https://cdicloud.insurance.ca.gov/cal/.
Did your filing get marked pending? To be compliant in California, motor carriers must first apply for a motor carrier permit with the California DMV. Confirm with the insured motor carrier their application has been submitted.
Contact NIC Insurance Filings at firstname.lastname@example.org for assistance setting up your non-admitted filing companies today.