South Carolina Filing Guide
At-a-Glance
Agency: South Carolina Office of Regulatory Staff (ORS)
Filing types required: Proof of liability insurance and cargo insurance, if applicable
Forms available: Form E, Form H, Form K
Delivery methods offered: Real-time, direct electronic delivery using Tyler Insurance Filings
Processing note: Processing times vary based on agency workload and staffing
Filing Requirements
| Requirement | Details |
|---|---|
| Regulating authority | South Carolina Office of Regulatory Staff (ORS), Transportation and Safety |
| Motor carrier types regulated | Class A (passenger carriers operating on regular routes), Class B (passenger carriers not operating on a fixed schedule or route), Class C (charter, taxi, non-emergency, stretcher van, and charter bus), Class E (household good movers and hazardous waste) |
| Proof of financial responsibility required |
All intrastate motor carriers must have proof of liability insurance. Property and household goods carriers must also maintain proof of cargo insurance. |
| Accepted insurance forms | Proof of liability insurance is filed on Form E; proof of cargo insurance on Form H. A cancellation notice is given on Form K. |
| Who is authorized to submit the filings | Insurance companies or authorized agents file the required forms on behalf of the motor carrier. |
| How to submit through Tyler Insurance Filings | Insurance filings may be submitted directly to the agency. Log in or enroll to start a filing. |
| Coverage timing requirements | Insurance coverage must remain continuous while authority is active. Cancellations or changes require notice at least 30 days in advance to avoid authority issues. |
| Policy changes and replacement filings |
For policy changes, submit a new filing (Form E or Form H). A cancellation (Form K) is not required unless the policy is cancelled or terminated. A filing will remain in force until a Form K is received. |
State-Specific Details
Application process: All motor carriers must first apply to the South Carolina Public Service Commission (PSC) for authority to operate. Following issuance of a PSC Order, carriers must meet all South Carolina Office of Regulatory Staff (ORS) requirements within 90 days, including submission of a Form E by the insurance carrier. For complete application and compliance requirements, visit the ORS website.
Name and address matching: All filings must include the exact name and address listed on the motor carrier's operating authority application with the South Carolina PSC.
Medical payments: Any motor carrier classified as Non-Emergency and/or Stretcher Van is required to have at least $1,000 in medical payment coverage.
How Tyler Insurance Filings Can Help
Centralize filing management: Manage state insurance filings in one place instead of tracking submissions across emails, portals, and paper records.
Reduce manual handling: Electronic submission minimizes rework and duplicate entry.
Improve visibility into submission status: Track filings from submission, with clearer insight into what has been sent and when.
File to multiple states at once: Submit filings to multiple jurisdictions in a single workflow, reducing time spent managing state by state processes.
Track effective dates and renewal timelines: Built-in reporting helps you monitor effective dates, renewal requirements, and upcoming filing needs across states.
Receive feedback on rejected filings: When filings are rejected or require attention, you can receive notes to help identify issues and take next steps more effectively.
Disclaimer
This compilation was developed solely as a resource that might serve as a starting point for research regarding the subjects addressed. It should not be relied upon for any legal or business decisions. This compilation relies upon reported practices of the states and relevant agencies. Actual practices within the states and relevant agencies may vary from what they have reported. While efforts have been made to provide accurate and authoritative information, this compilation does not apply to all lines of business, is only updated periodically, and should not form the sole basis for compliance decisions.