Pennsylvania Filing Guide
At-a-Glance
Agency: Pennsylvania Public Utility Commission (PUC)
Filing types required: Motor carriers operating within Pennsylvania must file proof of insurance with the Pennsylvania PUC, through Form E for bodily injury and property damage and/or Form H for cargo liability insurance. These filings are required for PUC-regulated carriers- such as passenger, property, household goods, taxi, limousine, and certain bus operators- before they can receive operating authority and maintain compliance.
Forms available: Form E, Form H, Form K
Delivery methods offered: Real-time, direct electronic delivery using Tyler Insurance Filings
Processing note: Processing times vary based on agency workload and staffing
Filing Requirements
| Requirement | Details |
|---|---|
| Regulating authority | Pennsylvania Public Utility Commission (PUC), Motor Carrier Compliance Office |
| Proof of financial responsibility required | All intrastate motor carriers must have proof of liability insurance on file with the Pennsylvania Public Utility Commission (PUC) within 60 days of approved application. Property and household goods carriers must also maintain liability and proof of cargo insurance. Passenger carriers must file proof of liability insurance. |
| Accepted insurance forms | Proof of liability insurance is filed on Form E; proof of cargo insurance on Form H. A cancellation notice is given on Form K. |
| Who is authorized to submit the filings | Insurance carriers or authorized agents file the required forms on behalf of the motor carrier. Carrier information must match state authority records. |
| How to submit through Tyler Insurance Filings | Pennsylvania PUC accepts filings online via TIF. Log in or enroll to start a filing. They do not accept emailed, mailed, or faxed insurance filings. |
| Coverage timing requirements | Insurance coverage must remain continuous while authority is active. Cancellations or changes require a minimum of 30-day advance notice to avoid authority issues. |
| Policy changes and replacement filings | For policy changes, submit a new Form E or Form H. |
State-Specific Details
Name matching: The legal entity name on the filing must exactly match the name on record.
Authority type: Required on all filings. Definitions are available on the PUC's website https://www.puc.pa.gov/motor-carrier/forms-applications/.
New service type: New filing required when a new service type is added to the motor carrier's existing authority.
Identification numbers: All Form E, Form H, or Form K filings must include the Pennsylvania state motor carrier ID (PUC number). Lookup a PA PUC number here https://www.puc.pa.gov/search/utility-authority-search/.
How Tyler Insurance Filings Can Help
Centralize filing management: Manage state insurance filings in one place instead of tracking submissions across emails, portals, and paper records.
Reduce manual handling: Electronic submission minimizes rework and duplicate entry.
Improve visibility into submission status: Track filings from submission, with clearer insight into what has been sent and when.
File to multiple states at once: Submit filings to multiple jurisdictions in a single workflow, reducing time spent managing state by state processes.
Track effective dates and renewal timelines: Built-in reporting helps you monitor effective dates, renewal requirements, and upcoming filing needs across states.
Receive feedback on rejected filings: When filings are rejected or require attention, you can receive notes to help identify issues and take next steps more effectively.
Disclaimer
This compilation was developed solely as a resource that might serve as a starting point for research regarding the subjects addressed. It should not be relied upon for any legal or business decisions. This compilation relies upon reported practices of the states and relevant agencies. Actual practices within the states and relevant agencies may vary from what they have reported. While efforts have been made to provide accurate and authoritative information, this compilation does not apply to all lines of business, is only updated periodically, and should not form the sole basis for compliance decisions.