Oklahoma Filing Guide
At-a-Glance
Agency: Oklahoma Corporation Commission (OCC)
Filing types required: Oklahoma requires motor carriers with intrastate authority to file and maintain proof of liability insurance and, for property carriers, cargo insurance with the Oklahoma Corporation Commission (OCC)
Forms available: Form E, Form H, Form K
Delivery methods offered: Real-time, direct electronic delivery using Tyler Insurance Filings
Processing note: Processing times vary based on agency workload and staffing
Filing Requirements
| Requirement | Details |
|---|---|
| Regulating authority | Oklahoma Corporation Commission (OCC), Transportation Division |
| Proof of financial responsibility required | All intrastate motor carriers must have proof of liability insurance on file with the Oklahoma Corporation Commission (OCC). Property and household goods carriers must also maintain proof of cargo insurance. Passenger carriers must file proof of liability insurance. |
| Accepted insurance forms | Proof of liability insurance is filed on Form E; proof of cargo insurance on Form H. Household goods carriers must provide Form E and Form H. A cancellation notice is given on Form K. |
| Who is authorized to submit the filings | Insurance carriers or authorized agents file the required forms on behalf of the motor carrier. Carrier information must match state authority records. |
| How to submit through Tyler Insurance Filings | Insurance filings may be submitted directly to the agency. Electronic submission helps reduce manual handling and supports more efficient submission and tracking. Log in or enroll to start a filing. |
| Coverage timing requirements | Insurance coverage must remain continuous while authority is active. Cancellations or changes require a minimum of 30-day advance notice to avoid authority issues. |
| Policy changes and replacement filings |
For changes, submit a new filing; cancellation (Form K) not required. For replacement filings, a filing will remain in force until a Form K is received. |
State-Specific Details
Physical address required: Filings must list the motor carrier's physical business address.
Name matching: The legal entity name on the filing must exactly match the name on record with the OCC and FMCSA.
Duplicate filing risks: For changes, submit a new filing; cancellation (Form K) not required.
New applicant process: If the insured listed on the filing does not have an intrastate license in Oklahoma, the filing is held for up to 30 days before processing, in the event the insured is applying for a license. If the motor carrier does not apply for a license within 30 days, then the filing will be rejected.
Identification numbers: Oklahoma requires a PIN/Entity number. A DOT# is required if a PIN/Entity# is not available.
Key deadlines (if applicable): Filings expire after one year and need to be refiled annually
How Tyler Insurance Filings Can Help
Centralize filing management: Manage state insurance filings in one place instead of tracking submissions across emails, portals, and paper records.
Reduce manual handling: Electronic submission minimizes rework and duplicate entry.
Improve visibility into submission status: Track filings from submission, with clearer insight into what has been sent and when.
File to multiple states at once: Submit filings to multiple jurisdictions in a single workflow, reducing time spent managing state by state processes.
Track effective dates and renewal timelines: Built-in reporting helps you monitor effective dates, renewal requirements, and upcoming filing needs across states.
Receive feedback on rejected filings: When filings are rejected or require attention, you can receive notes to help identify issues and take next steps more effectively.
Disclaimer
This compilation was developed solely as a resource that might serve as a starting point for research regarding the subjects addressed. It should not be relied upon for any legal or business decisions. This compilation relies upon reported practices of the states and relevant agencies. Actual practices within the states and relevant agencies may vary from what they have reported. While efforts have been made to provide accurate and authoritative information, this compilation does not apply to all lines of business, is only updated periodically, and should not form the sole basis for compliance decisions.